What to Expect
Approaching a professional can sometimes be unnerving. We understand and want you to know a few things before you get started.
Consultation
Meeting with our planners is a key first step in our process. You'll share your goals and review your finances.
After your free consultation and decision to move forward, we’ll prepare an engagement letter outlining the details of the coming sessions.
Planning is free for our wealth management clients.
The engagement letter will include the services provided, responsibilities, compensation, conflicts of interest, confidentiality, assumptions, and the review and monitoring processes.
The total cost for the job will be included in the engagement letter.
Before the Session
Take time to jot down questions regarding your current situation and areas of potential concern.
Bring account-specific statements, tax returns, and any budget details you may have. Think about your short-term and long-term aspirations and life goals.
We require you to understand your monthly budget and spending habits. A worksheet and assistance are available.
During the Session
We’ll articulate your life goals and priorities, review your budget, statements, and the other information you bring. We will also respectfully discuss your marital status, health, expected longevity, and family medical history, and, if necessary, give you a to-do list of items to locate.
After the Session
It is common to expect some back-and-forth while we process your report and plan. In this time, we’ll get to know each other better and hopefully build trust.
Delivery
In partnering, we aim to identify your resources' opportunities and orient them towards your ambitions. We strive to foster close, long-lasting relationships so that we can provide you with ongoing guidance based on an understanding of you and your life.